Mortgage Analysis for 4424 Bent Path in Teravista
by Alfonso "Fonz" Rodriguez @ Pinnacle Realty Advisors
As of 5/1/2025
I've created 3 different mortgage scenarios as reference for the home at 4424 Bent Path based on today's interest rates.
Conventional, 10% down with a 30 year fixed rate at 5.99%
- Estimated all-in payment: $2,666.43
- P&I: $1,832.66
- Insurance: $125.00 (estimated)
- Taxes: $562.67
- Mortgage Insurance: $56.10
- HOA: $90
- Purchase price: $340,000
- Estimated cash to close: $45,338.79
FHA, 10% down with a 30 year fixed rate at 5.75%
- Estimated all-in payment: $2,721.41
- P&I: $1,816.98
- Insurance: $125.00 (estimated)
- Taxes: $562.67
- Mortgage Insurance: $126.76
- HOA: $90
- Purchase price: $340,000
- Estimated cash to close: $44,826.84
FHA, 5% down with a 30 year fixed rate at 5.75%
- Estimated all-in payment: $2,829.39
- P&I: $1,917.92
- Insurance: $125.00 (estimated)
- Taxes: $562.67
- Mortgage Insurance: $133.80
- HOA: $90
- Purchase price: $340,000
- Estimated cash to close: $28,729.78
The mortgage program that will get you the lowest payment is the 10% down conventional. That is about $300 over the budget of $2,300.
If you're open to other homes not far from Teravista then here are a few options that I believe could work.
Homes in Hutto
These homes will get you closer to the mortgage payment you want. See payment estimates below.
Estimated payments on the new homes from above
1002 Charles Joseph, Hutto
- Estimated payment: $2,156.70
- 5% down
- Most of closing costs paid
105 Camargue Drive, Hutto
- Estimated payment: $2,397.93
- 5% down
- Most of closing costs paid
200 Camargue Drive, Hutto
- Estimated payment: $2,447.89
- 5% down
- Most of closing costs paid
118 Prairie Falls, Hutto
- Estimated payment: $2,563.08
- 5% down
- Most closing costs paid